Terms & Conditions

Application Terms and Conditions

By submitting this loan application, I/we acknowledge that I/we have read the privacy policy. I/we authorize Acceptance Loan Company, Inc. to receive and exchange information and investigate the references and data collected pertinent to my/our creditworthiness. I/We represent that the information I/we have given Acceptance Loan Company, Inc. regarding my/our financial condition is complete and correct and that I/we have no present intention to file for bankruptcy. I /We will notify Acceptance Loan Company, Inc. of any material adverse change in my/our financial condition.

I/We expressly grant Acceptance Loan Company, Inc. the authority to call me/us with questions related to this application.

In connection with our evaluation of your application, you acknowledge and agree that we may obtain a Consumer Credit Report from a Credit Reporting Agency. Subsequent consumer reports may be requested and used in connection with an update, renewal or extension of credit.

If you are applying for a joint account, you and the co-borrower acknowledge it is your intent to apply for a joint account at your loan closing.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person opening an account.

What this means for you: Prior to opening an account, we must obtain your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

This Application Terms and Conditions was last updated August 26, 2014.